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Gyaan Goshthi

Curiosity to Clarity

Loan Amortization

Quickly find loan repayment schedule and total payments.

1 Enter Loan Details

Total principal you are borrowing.
Enter nominal yearly rate (not monthly).
Full years of the loan.
Add months if tenure is not exact years.
Used to show month-year in schedule, otherwise simple Period 1, 2, 3…

2 Summary & Chart

Monthly EMI
–
Fixed monthly payment
Total Interest
–
Over entire tenure
Total Payment
–
Principal + Interest

Principal vs Interest

Tip: Use this amortization to compare different loan offers or prepayment strategies.

3 Amortization Schedule (Month-wise)

Fill the loan details and click “Calculate Amortization” to see the schedule.